Our Team

Our team brings with them financial expertise, industry insight and above all, an understanding of what is important to our clients. When you contact Ijarah Finance, it's likely you will speak with one of our team members below. However, Ijarah Finance is made up of many others who work behind the scene to help deliver the wonderful service we provide.

Walid Ayad

Walid (Wally) Ayad has been involved in the Mortgage & Finance industry since 2000 after he graduated from the University of Sydney. Since that time, Wally has written over $2.5 billion in finance applications involving Residential, Commercial, Construction, and Asset finance facilities. He often says, “There are very few transaction types I have not worked on over the years.”

Wally has completed various courses and training programs within the conventional and Islamic Finance industries. Additionally, he has completed an RG146 giving him a Diploma in Financial Planning. He currently has accreditations with more than 50 different funders and financiers and undergoes monthly training in compliance and product research. Wally is a registered Credit Advisor with the MFAA and holds an Australian Credit License (ACL) with ASIC.

Wally is very well known in Australia’s Finance Industry and has been ranked as the top 100 brokers by Macquarie Bank and Mortgage Professionals Australia. He has direct access to many funders’ product development and underwriting teams.

Wally is very passionate about giving back to the community and has helped establish AusRelief, a large Not for Profit Australian charity.

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Obayda Ajaj

Obayda joined Ijarah Finance as a trainee in his final year of university studies where he was studying a Bachelor in Finance and Economics at Macquarie University. As a Trainee, Obayda gained first-hand experience in the finance world learning directly from our in-house team who have been part of the various business units at Ijarah Finance.

Now that he has graduated from University, Obayda has successfully transitioned from Trainee to become an integral part of our team as a Finance Support Officer. Obayda looks after every client’s application that has been lodged and ensures that clients are kept updated throughout the process of their finance assessment and settlement.

Obayda believes in providing professional advice and services, while upholding Islamic values, to clients in the process of financing their property.

Obayda will be making the transition to an Australia Credit Representative (ACR) by February 2022 when his mentoring program is finalised.

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Nazifa Salim

Nazifa joined our team in March 2019 and has steadily progressed from Assistant Broker to Asset Finance Specialist. Her exceptional knowledge of Conventional and Islamic Asset Finance has made her our go-to for Asset Finance. Nazifa is a fast learner and has gained high level knowledge pertaining not only to Asset Finance, but also the whole range of Ijarah Finance products we provide and is now an integral part of our Sales team.

Nazifa is very familiar with various types of finance contracts and how they work distinctly from one another.

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Jeannette Estephan

Jeannette Estephan is a qualified Finance Broker & Credit Advisor and has been working in this role since 2005.  She is also a recognised Australian Credit Representative (ACR) with ASIC and a member of the MFAA.

During her time within the industry, Jeannette has set the bar in industry knowledge, customer service and professionalism. As a respected Credit & Finance Advisor she has developed her skills and knowledge in writing home loans, investment loans, commercial loans and asset finance, whilst also holding more than 30 accreditations with various financial institutions in Australia.

Jennette has assisted hundreds of clients in achieving their dreams, from purchasing their first home, to buying their dream car to expanding their investment property portfolio.  Jeannette takes pride in delivering outstanding customer service and always strives to achieve the best outcome for all her clients. Jeannette works tirelessly to find the best solution for her client’s circumstances and objectives. 

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Eva Asi

Eva joined our team in 2016 brining with her over 10 years of financial industry experience working with AMP. Having been with Ijarah Finance since its inception, Eva is an integral part of our team and enjoys working hard to find and compare the best finance options for her clients. In fact, clients who work with Eva speak of her exceptional customer service skills and thorough industry knowledge. Eva has a keen eye for detail, a friendly nature and is fluent in Arabic.

When not being kept busy running her household she enjoys swimming and yoga.

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Munther El-Alami

With over 20 years of knowledge and experience in financial services, through roles in banking as well as funds and wealth management, Munther is a highly accredited broker. 

Working in the UK, Australia, and Qatar, Munther’s recent experience has been within a lending and credit capacity for a diversified financial services firms to boutique financial planning firms – both roles as a Senior Finance Consultant and Broker.

Munther possesses the highly sought-after personal qualities that are vital in the broking industry, and his exceptional communication skills combined with his energetic and entrepreneurial nature means he is perfectly placed to assist clients with their home loans, investments, and business interests in conventional and Islamic finance.

As our Business Development Manager, Munther is also a qualified Mortgage Broker and is a member of the FBAA. He also possesses a Master of Commerce.

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We pride ourselves in delivering exceptional customer service and work hard to ensure the best outcome for our clients. Apply online today, and one of our team members will be in touch with  you. 

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